Payment is due within 10 days of auction's end. We do not accept checks. We accept all major credit cards. You may pay by phone at (877)319-8473, through PayPal, or send payments to: Indoor Storm 2300 Westinghouse Blvd ste.110 Raleigh, NC 27604. Items over $100 require insurance at the rate of $0.50 per $100. Any orders processed before 1pm EST will be shipped the same day. We do accept returns within 72 hours of delivery though buyer pays ALL fees and shipping on auction returns.