Hello, welcome to Joe's Custom Creations! I accept paypal and credit card payments. If paying using credit, simply go through the ebay checkout. You will be directed to a secure paypal website, a paypal account is not needed. I also combine shipping charges so feel free to buy several items without paying shipping on each. I will send a new combined shipping invoice within 24 hours. If you are done shopping I recommend an instant paypal payment for fastest delivery of your item. Processing usually takes two business days. Shipping options include First Class or Priority mail for US buyers and USPS First Class and Priority International worldwide. Payment is expected within seven days after placing your order. Thank you.